Just because you pay rent rather than a mortgage and do not own where you live, doesn’t mean it’s not your home. We understand that at Willard Insurance Agency. You still have assets that you do own and you want to protect what you’ve worked hard for. Renters insurance gives you protection for both you and your personal property. It’s also fairly inexpensive.
If your house or apartment is broken into, damaged or destroyed or someone gets injured at your residence, your renters insurance is there to cover you and your family. It pays for repairs and replaces lost or stolen items. It also protects you from any liability you may become responsible for.
Why do you need renters insurance?
Living Expenses – After a covered loss, you may need somewhere to stay while your building gets repaired. Your renters policy provides coverage for additional living expenses such as lodging, food and other costs.
Liability Protection – Coverage for damage to property of others, or for people who are injured or harmed accidentally while visiting your home.
Protection Away From Home – It covers your liability and personal property everywhere you go — anywhere in the world.
Your Landlords Policy – Your buildings insurance policy most likely does not cover your personal belongings.