What does condo insurance cover?

• Replacing your property from furnishings, TVs, appliances all the way down to your clothing.
• Permanent structural enhancements that you make to your condo such as adding a bathroom, adding or removing walls or building a bar.
• Temporary repairs that you make to protect your condo from additional damage.
• Key  & lock replacement after a theft.
• Emergency first aid for people and pets.
• Additional living expenses which may include temporarily living elsewhere while your condo is repaired.
• Debris removal cost.
• Insured’s liability for injury or harm to other people or property.
• Medical payments for someone hurt in an accident at your home or because of your actions.